Getting Approved For A Mortgage If You’re Self Employed

If you’re self employed getting a mortgage secured is a slightly different process than traditional mortgages. It often comes with additional requirements and red tape. Here are some tips to help you get organized and approved if you’re self employed! Apply For A Mortgage When Your Income is Up We know this is easier said than done but lenders will look at your last two years income most closely, and if you’re income fluctuates its best to apply on an up year. This can help you qualify for a greater loan amount and lower interest rate. Get That DTI Lower Your debt-to-income ratio is one of the key factors in getting approved. So you’ll want to try to pay down debts (both business and personal) as well as avoid opening…
Read More

Happy Decemburrr ☃

Its December already and we know you're busy in the holiday season but here a few tips for you! Many people have unclaimed money - here's a link to a site that help you find the link to your state site to do a free search of potentially unclaimed money you might have overlooked! 🤦‍♂‍ https://unclaimed.org/ Its the season of giving so make sure you make your charitable contributionS for the year by the end of the month :) So stay warm and remember its a festive time so don't get too stressed shopping and planning that you forget to enjoy a hot chocolate and ugly sweater with friends and loved ones!
Read More

Happy Thanksgiving 🦃

Happy Thanksgiving 2019! We wish you and your family a day full of good food and good times. And remember take the time to give thanks for the little things :) 🦃
Read More

November Fall Tips

November is here and fall is too 🍂 Here's a few tips to get you ahead of the game! Remember November 3rd we roll back the clock - at least you'll get an extra hour of sleep 😴 If you have a work based HSA account that expires at the end of the year then make that dentist or doctor appointment you've been putting off 🩺 If your finances have changed recently, make sure to do some year-end tax planning to minimize your liability. Now we all know the holidays are coming, so maybe you want to rest at home before it all starts. New to streaming is a fun holiday animated film Klaus and for the adults the Irishmen maybe the next classic (at least you hope so its…
Read More

Welcome to our Blog!

Thank you for visiting our blog! This is our first post but we will be adding many more. We are going to focus on posts that are informative about the process, industry news, community-focused and much more. So please, bookmark this blog, share it with your friends and check back soon as the best is yet to come!
Read More